Most auto accidents are little fender benders, where no one gets injured and that's a good thing. But if you don't repair cars for a living you REALLY don't know the extent of damage beneath the surface, Since the damage seems small at first, people sometimes agree to not call the police and just take care of it between themselves... WRONG!!!
Kevin Foley, CPA, CPCU and President of PFT&K Insurance Brokers explains what happened when one of his clients let a "little" auto accident turn into a GIANT PIA
http://www.youtube.com/watch?v=gWA_vwB3oN8