HSAs, HIRAs, and FSAs after the Patient Protection and Affordable Care Act

Managing a health care plan after federal law mandates universal coverage to pay the lowest possible premiums while offering reasonable employee coverage; that's the challenge. Case studies show that 20% of employees will have 80% of the medical claims. Learn how to make the Pareto Curve (the 80/20 rule) work for your client’s benefit. Specific examples of how changes in deductibles, co-pays, etc. make a big difference in net cost to the employer are included in this program. Side-by-side comparisons will show whether an HSA or HRA is better, for what type of client, when they should be implemented, and how all such plans are affected by 2010 health care legislation.

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